Overhead & Markup Calculator

Enter your annual overhead costs to calculate your overhead rate, determine the markup needed to hit your profit target, and find your break-even revenue.

Annual Overhead Costs

Office Rent ($)

Insurance ($)

Vehicle Costs ($)

Tools & Equipment ($)

Office Staff Salaries ($)

Utilities / Phone / Internet ($)

Marketing ($)

Licenses & Permits ($)

Accounting & Legal ($)

Other ($)

Revenue & Profit Target

Annual Revenue ($)

Total Annual Overhead

$104,400

$8,700 / month

Overhead Rate

20.9%

of $500,000 revenue

Available After Overhead

$395,600

For direct costs & profit

Purchase Option	Quantity	Est. Cost
Office Rent	17.2%	$18,000.00
Insurance	11.5%	$12,000.00
Vehicle Costs	9.2%	$9,600.00
Tools & Equipment	5.7%	$6,000.00
Office Staff SalariesBest value	43.1%	$45,000.00
Utilities / Phone / Internet	4.6%	$4,800.00
Marketing	3.4%	$3,600.00
Licenses & Permits	2.3%	$2,400.00
Accounting & Legal	2.9%	$3,000.00

Overhead rate: 20.9% of revenueYour overhead rate is lean — well below the 25-40% typical range for small contractors. Make sure you're not underinvesting in insurance, marketing, or tools.

Largest overhead item: Office Staff SalariesOffice Staff Salaries accounts for 43.1% of your total overhead ($45,000.00/year). This is where cost reductions will have the biggest impact.

This calculator provides estimates for planning purposes only. Actual overhead rates and markup requirements depend on your specific business structure, market conditions, and accounting method. Consult with your accountant or financial advisor for precise figures.